Most of the top business insurance companies offer many of the basic insurance options a small business would need, including general liability and property coverages. The best small-business insurance providers go further by delivering the special coverage options you need to protect your business operations from the unique risks found in your industry. Several providers stand out by arranging these industry protections into flexible and easy-to-understand package policies, like a BOP. Whether you’re a new business or have been operating for years, protection packages help to simplify the insurance buying process so you can get the coverage you’re after without wasting a lot of time and energy.
How do you know which Company is best, for You? Well, start by looking at our best carriers page. We can potentially place your coverage with any one of our many carriers. You might ask, why is that important? It’s important to know the difference between a Broker, who is Independent and shops the market on your behalf and finds you the best coverage at the best rate for your specific needs.
How do you know you are getting the Best Rate?
We don’t always give you the best rate! The assumption is the lowest cost is the best rate, right? Wrong! The best rate is the lowest cost for the coverage you actually need. It is not necessarily the coverage someone is trying to sell you! Insurance can be a big puzzle that can be confusing, if you don’t have the right person to help guide you through the maze…so to speak. What am I saying? If you are shopping, make sure you know what it is you have exposure to and make sure you have coverage for that. Don’t make any assumptions with your insurance coverage. If you don’t know, ask your BBIS broker at (888) 923 6828
Here is a TIP for You: You may be shopping for the best rate on California worker’s compensation . Maybe you are a contractor and you also carry general liability insurance , contractor’s license bond and commercial business auto insurance . Here is a tip. If you bundle your insurance, in many cases you can save a substantial amount of money. Make sure you let your Broker know about any other insurance you may have.